The market for IRA's as of today are as follows:
Alliant Credit Union: 2.65%–3.00% APY, $1,000 minimum deposit.
Ally Bank: 0.75%–3.00% APY, no minimum deposit.
Capital One 360: 0.60%–3.00% APY, no minimum deposit.
Synchrony Bank: 0.75%–3.10% APY, $2,000 minimum deposit.
Discover Bank: 0.35%–3.10% APY, $2,500 minimum deposit
Wouldn't you prefer to have 10% or better? I think this is a no brainer.
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